MAS Technology Risk Management · Structured Regulatory Data

MAS Technology Risk Management, as Data You Can Cite.

393 obligations from the MAS Technology Risk Management (TRM) Guidelines and the binding Cyber Hygiene and Outsourcing Notices, each quoted verbatim with a legal citation. Ready for your controls, your audits, and your AI.

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393 Obligations3 MAS InstrumentsJSON + CSVByte-Exact + Cited
BindingMAS Cyber Hygiene
MAS.CH.2024.Sec4.1.p3.OBL1
Summary

Secure every administrative account against unauthorised access or use.

VerbatimMUST
A relevant entity must ensure that every administrative account in respect of any operating system, database, application, security appliance or network device, is secured to prevent any unauthorised access to or use of such account.

MAS Notice FSM-N06 (Cyber Hygiene), paragraph 4.1, p. 3 (2024)

ActorA relevant entity
ActionEnsure that every administrative account is secured to prevent unauthorised access to or use of the account
ObjectAdministrative accounts on any operating system, database, application, security appliance or network device
Cyber Security Requirements · Administrative Accounts · p.3high severity

Non-compliance with this Notice may attract MAS supervisory and enforcement action; a MAS notice imposes legally binding requirements on the relevant entities.

One record from the free sample · Shown exactly as delivered

393Structured ObligationsEach cited and decomposed
3MAS InstrumentsTRM plus two Notices
4Structured LayersVerbatim, Normalized, Parsed, Context
3FormatsExcel, JSON, and CSV
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Six Months of Work, in Sixty Seconds.

Every one of the 393 MAS obligations, already found, quoted word for word, decomposed, and cited. We did the reading, the rekeying, and the review, so you skip straight to building.

§ 3.1.2 · p.7
Verbatim · Cited
§ 8.1.2 · p.28
Verbatim · Cited
§ 9.1.1 · p.33
Verbatim · Cited
§ 10.1.2 · p.36
Verbatim · Cited
¶ 4.1 · p.3
Verbatim · Cited
¶ 10.2(a) · p.13
Verbatim · Cited
ANNEX-B · p.55
Verbatim · Cited
§ 3.1.2 · p.7
Verbatim · Cited
§ 8.1.2 · p.28
Verbatim · Cited
§ 9.1.1 · p.33
Verbatim · Cited
§ 10.1.2 · p.36
Verbatim · Cited
§ 3.1.2 · p.7
Verbatim · Cited
§ 8.1.2 · p.28
Verbatim · Cited
§ 9.1.1 · p.33
Verbatim · Cited
§ 10.1.2 · p.36
Verbatim · Cited
¶ 4.1 · p.3
Verbatim · Cited
¶ 10.2(a) · p.13
Verbatim · Cited
ANNEX-B · p.55
Verbatim · Cited
§ 3.1.2 · p.7
Verbatim · Cited
§ 8.1.2 · p.28
Verbatim · Cited
§ 9.1.1 · p.33
Verbatim · Cited
§ 10.1.2 · p.36
Verbatim · Cited

Every page of the rulebook, read and structured for you

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Every obligation found, quoted word for word, normalized, and tied to its source. Your team starts from finished work, not a blank register.

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Evidence You Can Trust

Every record traces back to the exact page and words of the regulator. A transparent chain your reviews and audits can lean on.

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What Is Inside

The Whole MAS Technology and Outsourcing Perimeter.

Three instruments, one register. Guidance is labelled as guidance and binding Notices as binding, so you always know the force of a duty.

Guidance2021 · pp. 7 to 56

MAS Technology Risk Management (TRM) Guidelines

The full technology-risk expectation set MAS holds financial institutions to, from board oversight to cryptography and IT resilience.

344obligations
Binding Notice2023 · pp. 5 to 18

MAS Notice 658, Outsourcing (Outsourced Relevant Services)

Binding requirements on how banks manage, terminate, and stay accountable for outsourced relevant services.

40obligations
Binding Notice2024 · pp. 3 to 4

MAS Notice FSM-N06, Cyber Hygiene

The six baseline cyber-hygiene controls MAS makes legally binding on relevant entities.

9obligations
Real Records

See the Data, Not a Description.

Real records from the dataset, shown exactly as delivered. A plain-language summary, the regulator's exact words, a citation, and the parsed duty on every one.

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BindingMAS Outsourcing Notice
MAS.OUT.2023.Sec12.4.p15.OBL1
Summary

Document the customer-information due diligence and provide it to MAS on request.

VerbatimMUST
A bank in Singapore must document the due diligence checks required under paragraphs 12.2 and 12.3 and furnish the documentation to the Authority upon request.

MAS Notice 658 (Outsourced Relevant Services), paragraph 12.4, p. 15 (2023)

ActorA bank in Singapore
ActionDocument the due diligence checks and furnish the documentation to the Authority on request
ObjectDocumentation of customer-information due diligence
Requirements Relating to Outsourced Relevant Services That Involve the Disclosure of Customer Information · p.15high severity

Non-compliance with this Notice may attract MAS supervisory and enforcement action; a MAS notice imposes legally binding requirements on the relevant entities.

GuidanceMAS TRM
MAS.TRM.2021.Sec7.2.1.p23.OBL1
Summary

The FI should implement a configuration management process to maintain accurate information of its hardware and software in order to have visibility and effective control of its IT systems.

VerbatimSHOULD
The FI should implement a configuration management process to maintain accurate information of its hardware and software to have visibility and effective control of its IT systems.

MAS TRM Guidelines, Section 7.2.1, p. 23 (2021)

ActorFI
ActionImplement a configuration management process to maintain accurate hardware and software information
ObjectHardware and software configuration information
IT Service Management · Configuration Management · p.23medium severity

Non-adherence may attract MAS supervisory action; the TRM Guidelines set out the standards MAS expects financial institutions to meet.

GuidanceMAS TRM
MAS.TRM.2021.Sec6.1.1.p19.OBL1
Summary

The FI should adopt standards on secure coding, source code review and application security testing to minimise bugs and vulnerabilities in its software.

VerbatimSHOULD
To minimise the bugs and vulnerabilities in its software, the FI should adopt standards on secure coding, source code review and application security testing.

MAS TRM Guidelines, Section 6.1.1, p. 19 (2021)

ActorFI
ActionAdopt standards on secure coding, source code review, and application security testing
ObjectSecure coding, source code review, and application security testing standards
Software Application Development and Management · Secure Coding, Source Code Review and Application Security Testing · p.19medium severity

Non-adherence may attract MAS supervisory action; the TRM Guidelines set out the standards MAS expects financial institutions to meet.

GuidanceMAS TRM
MAS.TRM.2021.Sec5.7.1.p17.OBL3
Summary

The FI should establish and obtain approval for a test plan before testing begins.

VerbatimSHOULD
A test plan should be established and approved before testing.

MAS TRM Guidelines, Section 5.7.1, p. 17 (2021)

ActorFI
ActionEstablish and obtain approval for a test plan
ObjectTest plan
IT Project Management and Security-by-Design · System Testing and Acceptance · p.17medium severity

Non-adherence may attract MAS supervisory action; the TRM Guidelines set out the standards MAS expects financial institutions to meet.

Each card shows the key fields for readability. Every delivered record carries the complete four-layer schema.

The Evidence Chain

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A structured record is a claim. The evidence capture is the proof. It shows the source page with the duty highlighted, stamped with the obligation ID, document, page, capture time, and source URL. When an auditor asks where a requirement came from, you hand them the page.

Evidence capture for MAS.CH.2024.Sec4.1.p3.OBL1: the source page with the obligation highlighted and the verification footer
Cyber Hygiene · BindingMAS.CH.2024.Sec4.1.p3.OBL1Notice FSM-N06, paragraph 4.1, p. 3
Evidence capture for MAS.TRM.2021.Sec7.2.1.p23.OBL1: the source page with the obligation highlighted and the verification footer
TRM · GuidanceMAS.TRM.2021.Sec7.2.1.p23.OBL1TRM Guidelines, Section 7.2.1, p. 23
Evidence capture for MAS.OUT.2023.Sec10.2(a).p13.OBL1: the source page with the obligation highlighted and the verification footer
Outsourcing · BindingMAS.OUT.2023.Sec10.2(a).p13.OBL1Notice 658, paragraph 10.2(a), p. 13

Evidence captures for all 393 obligations ship exclusively with the Singapore Regulatory Collection. The free sample includes all 30 of its captures, so you can inspect the chain before you spend a cent.

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Every obligation ships with generated regulatory intelligence that explains what it means, why it matters, and how teams typically implement it, all traceable back to the regulator's exact words.

One Record From the Dataset

SHOULD · GuidanceMAS TRMMAS.TRM.2021.Sec3.1.2.p7.OBL1
Section 3.1.2Page 7

Verbatim

Both the board of directors and senior management should have members with the knowledge to understand and manage technology risks, which include risks posed by cyber threats.

ProfytAI Regulatory Intelligence

The board and senior management must include members who are capable of understanding and managing technology risk, including cyber threat risk.

Requirement Type

Requirement

Relationship

One of the sequential governance expectations in section 3.1 on the role of the board and senior management, sitting between the general reliance-on-technology premise (3.1.1) and the appointment of accountable technology officers (3.1.3).

Why This Exists

MAS expects technology risk to be governed at the top of the institution; without technology-literate leadership, board oversight of IT and cyber risk is nominal rather than effective.

Implementation Considerations

Typically evidenced through board composition and skills matrices, technology-risk training records, and recruitment or advisory arrangements that add technology expertise to the board.

Interpretation Note · This is TRM guidance (SHOULD), not a binding notice requirement; it addresses collective competence of the board and senior management, not a named individual.

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Teams spend weeks reading regulations, interpreting intent, writing internal guidance, and explaining requirements to engineers and executives. That heavy lifting ships finished, on every record.

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Every obligation includes a concise explanation of what the regulator is actually requiring, eliminating hours of manual interpretation.

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AI Policy Statements
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ProfytAI Dataset · Policy Statement Record

DraftedAI Policy StatementMAS.TRM.2021.Sec3.OBL.GRP.01

Policy Statement

Both the Board of Directors and senior management include members with the knowledge to understand and manage technology risks, including risks posed by cyber threats. The Board of Directors and senior management ensure the appointment of a Chief Information Officer, Chief Technology Officer, or Head of IT, together with a Chief Information Security Officer or Head of Information Security, each possessing the requisite expertise and experience, and these appointments are minimally approved by the Chief Executive Officer. The Board of Directors and senior management ensure that a technology risk management strategy is established and implemented, and that key IT decisions are made consistent with the Bank's risk appetite. Given that technology underpins many of the Bank's operations and services, the Board of Directors and senior management set the tone from the top and cultivate a strong culture of technology risk awareness and management at all levels of staff within the Bank.

Covers

MAS.TRM.2021.Sec3.1.2.p7.OBL1MAS.TRM.2021.Sec3.1.3.p7.OBL1MAS.TRM.2021.Sec3.1.3.p7.OBL2MAS.TRM.2021.Sec3.1.4.p7.OBL1MAS.TRM.2021.Sec3.1.5.p7.OBL1MAS.TRM.2021.Sec3.1.6.p7.OBL1

Source · Technology Risk Management Guidelines, 2021, 3.1.2.p7 (Technology Risk Governance and Oversight), p.7

Your Bank Policy Document

Profyt BankTechnology Risk Management Policy

3. Technology Risk Governance and Oversight

Both the Board of Directors and senior management include members with the knowledge to understand and manage technology risks, including risks posed by cyber threats. The Board of Directors and senior management ensure the appointment of a Chief Information Officer, Chief Technology Officer, or Head of IT, together with a Chief Information Security Officer or Head of Information Security, each possessing the requisite expertise and experience, and these appointments are minimally approved by the Chief Executive Officer. The Board of Directors and senior management ensure that a technology risk management strategy is established and implemented, and that key IT decisions are made consistent with the Bank's risk appetite. Given that technology underpins many of the Bank's operations and services, the Board of Directors and senior management set the tone from the top and cultivate a strong culture of technology risk awareness and management at all levels of staff within the Bank.

Inserted
Profyt Bank, Inc. · ConfidentialPage 7 of 31

Illustration · Profyt Bank Is Our Synthetic Demonstration Institution

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